The worst part about Forza 5's economy and the scarcity of credits

I know a few of you guys have 10s of millions of dollars. This post isnt aimed at you.

Frankly I dont know how you amass so much money. I’m just playing the normal game and I’m pretty much done with all the races except the open wheelers which I dont have much interest in nor do I have enough money to do so even if it was the case.

I know for numerous reasons, Turn 10 decided to make credits hard to come by. I dont know, is it how I’m playing? I just play all aids off and I dont tune too much, just gearbox, tyres and such. Most class have competitve cars without much tuning.,

Here’s my problem. This game requires to have a fair bit of knowledge about how a car performs BEFORE you buy it an enter a race.

eg. For the history sports cars, I bought a Jaguar E-Type and light modded it but I realised this car would never be competitive against the Ferrari 365gtb. Of course, a 4.4 v12 will kill a 3.8 six.

I didnt realise, my mistake. I bought a Lambo Miura and did well. The money on the Jaguar is flushed down the toilet.

Problem is you cant afford to make these mistakes at the higher levels. You MUST buy a competitve car to succeed.

eg. I bought the Koenigsegg Agera simply because its the cheapest car in its class and at that level they are all fairly competitive. But I cant afford a Mac P1 or a La Ferrari to ‘experiment’ and for what reason? I have almost finished that class so dont ‘need’ those other cars ever again.

So what incentive in this game is there for me to purchase and drive these cars?

Same as with the GT40, Ferrari 250GTO class. I used the GT40 and did well but wont touch the other cars in that class because I dont want to waste money buying cars I dont need to progress in the game.

I’m at the 900 class and I bought a Peugeot 908 and its ok but it doesnt sit well with me. Should I try the Audi e-tron? Do I have enough money?

Contrast this with Forza 4 where there wasnt this ‘credit spiral’. I could largely buy whatever I wanted and it wasnt a big deal. I’m not playing these games any different. So whats wrong? It cant be me. It must be Turn 10s wacky economy. And this is the ‘fixed’ economy. God forbid how they expecting you to progress BEFORE that fix.

I feel Turn10 had legitmate and financial reasons to limit the economy but this is too much. I dont feel like I’m being rewarded for my driving ability and the normal progression of the game.

You want people to enjoy the cars you made and yet $6 million open wheelers was your response? I dont think my total career earnings is that!

Its a puzzling thing to me. But as they say, I’m sure there’s a 15 minute powerpoint slide they have that makes it all clear.

This makes it frustrating and I hope they dont have this in Forza 6.

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I’ve gotten my credits from designing, and mostly through the reward system. I’ve hardly raced at all. I have most cars and £30million in the bank. So I would disagree, and say that credits are very easy to come by

I feel like theres no economy at all now. They gave everything away. I throw away million dollar cars bc I dont like the paint.

Have you checked Forza Rewards? Usually you can obtain a couple million for free each month from that.

As far as the cost of cars in game goes, T10 cut many of the car prices in an update that released shortly after the game launched due to many complaints that the cars were to expensive. If you find credits hard to come by in FM5 I’m guessing you never played FM4. IMO, credits are too easy to get in this game but I understand that’s not the case for everyone.

I’ve played the game since launch and I don’t share tunes and I’m not a painter. All the credits I’ve earned have been earned from racing and redeeming my Forza Rewards gift each month. I have around 200 cars and I’m sitting on 132 million in credits. My point being that if you are able to put in the time racing you should have no problem earning enough credits.

Also, if you’re having trouble winning the career races you may want to try to lower the difficulty level or try out some shared tunes.

When i first installed fm5 I got all the rewards which I would have gotten if I had the game whilst claiming for the Horizon 2 rewards lol…no idea how but had 12M credits once I did the tutorial

Why not? We are, after all, the ones who know how to earn the tens of millions of Forza credits. And there are more than a few.

Rivals mode is an excellent way to make some quick credits and, as has been mentioned, Forza Rewards will offer you free credits for your Forza gameplay.

Actually, Turn 10 made credits easier to come by and dropped the price of vehicles because of groans coming from a misguided micro transaction tirade.

Not really. If you need to try a vehicle out before buying, head over to the ‘Free Play’ mode where you can rent any vehicle at no charge and test it out. There is no need to experiment with vehicles by dropping thousands, hundreds of thousands, or millions of credits on cars that don’t suit your driving style.

To get your money’s worth out of the game. Racing titles are often unique in that it is up to the gamer to make the experience using the content that is provided. If you have no desire to virtually purchase and drive the content supplied, that’s on you.

Again, stop by ‘Free Play’ mode and test out the Audi for the cost of nothing more but your time.

By playing the game. Many were doing quite well with credits before the voices from left field chimed in with complaints about purported pay walls.

Again, Forza Rewards offers just that. If you haven’t been participating over the course of Forza Motorsport 5’s lifecycle, then you’ve been missing out on millions of easy credits.

Well, sure; I’m betting there are some game guides out there on the internet. But, honestly, all Forza Motorsport 5 requires is some time to play the game and for the user to spend credits wisely up until the point that they have more than they know what to do with. By now, the game has been out for over a year and, dare I say, even a couple of hours per week could have yielded a significant flow of credits. Yes, it takes some time and, in racing games, there is an aspect of “the grind” that turns a lot of people off; but, this is the challenge of a game that has no storyline and no plot to work through.

I do understand your frustration, but if you are truly progressing through the game with no assists as you suggest, I don’t quite understand where you are going wrong–apart from buying vehicles that end up becoming your throwaways. Be more mindful of your credits and explore other features of the game that can help you get where you want to be. And, by all means, if you have other questions, do let us know.

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maybe you guys arent reading exactly what i wrote

i’m not playing any differently from forza 4

i dont tune and i dont care to make designs, i tried rivals in forza 4 but it didnt really attract me, tried it a little in forza 5 and its the same stuff

i just PLAYED THE NORMAL CAREER PROGRESSION just like you’re supposed to

i have gold every race and now only have the open wheelers to do besides a few races in each class that i dislike (eg. dubai)

i have just enough money now to buy the audi etron

i’m not buying heaps of cars willy nilly (not like forza 4 anyway which ended up being almost a car collecting game)

i’m getting forza rewards at $1.5 mil

but look at it like this, again, i will reiterate what i wrote, with the open wheel class being the most expensive, doing what i’m doing, it sounds like i wont have enough money to compete

ie. $2mil for F1, $1.5mil for Indycars etc.

this isnt a reasonable career progression

btw. i dont have xbox gold, again, i dont really care to play online etc., maybe thats their plan

Jack up the game’s difficulty; keep all assists off.

I play on the second-last difficulty level from max and usually finish 2nd or 3rd (1st on occasions). I think the reward system is fine, though admittedly not as generous as F4.

As Shadow has already said T10 dropped the price of most cars in the game a few weeks after release - the F1 was 6 million originally. Try to progress through the career without buying new cars for each race and minimize parts purchases. Most cars can be competitive without needing to spend millions - you just have to learn to adjust your driving style to suit the car and track combo.

All cars in FM5 will set you back about 90 million credits, while FM4 was north of 300 million.

Try playing online, you can easily gain a mill credits in a day or 2 doing class races and rivals.

ok i maybe progressing too quick

i bought the console around christmas last year so i crashing thru the game

that could be the accelerated progression

btw. i 100% all the races in forza 4 and in that game pretty much bought whatever and in that game GOLD = 1st

i guess more races, more rewards for just playing the game makes it easier i guess

btw. you get $35,000 on levelling up? and under $10,000 avg. for gold per race? does that sound right?

that’s right if you are not vip, its double (70k) if you are vip.

My suggestion is the up the diff of the ai , you get more money and you level faster and you get even more money.

The grind is real alright. FM5 breaks the fundamental laws of driving games by having points in the career where it’s impossibly to proceed without doing side activities like online or Rivals. Completing a race series should leave you in a position to compete in the next.

Once you enter the race cars section of the career you’re lucky to make 500k per series when most of the cars are 1mil+, in my opinion if you buy a car the corresponding series should at least make you those credits back.

It’s simply money grabbing to have it any other way, especially when the only ways to counter it (dlc, vip, tokens) cost real world money. I’m hoping that the less harsh economy of Horizon 2 and the success of that game is a sign that a lesson has been learned for FM6.

…because Project Cars is coming…

I’ve been playing this game for less then a week and already have just over 1 mil credits… Just have to put the time in and race. Isn’t that why we bought the game because we like racing?

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let me put it like this, just because Turn 10s original economy was severely broken, doesnt mean their ‘fix’ is 100% correct

again 90 million vs. 300 million?

200 cars vs 500 cars?

what does that prove exactly?

this kind of of moot anyway since its pretty easy to glitch credits

Wait, wait, wait. Are you saying you glitched credits in Forza Motorsport 4, thus being the reason you never experienced the “credit spiral” (as you referred to it as) like you now are facing in Forza Motorsport 5? If, indeed, what you are saying is that you glitched credits, I’m starting to guess what is going on here: you cheated yourself out of actually having to play for credits in the previous title and, now that the loopholes have been sealed, you find yourself having to actually play the game as it was intended.

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This proves the average car price dropped from 600,000 to 450,000.

I’m not quite sure what to say about the CR though. I play Forza Horizon 2 way more than Forza Motorsport 5 and yet I still have millions of credits. In FM5 I’ve played through somewhere between a third and a half of the career mode, I’ve played online a little bit, and I’ve done some rivals events. (Disclaimer: I do have VIP) and after not playing much for Months and only claiming my Forza Rewards I’m well in the 50 million credits range.

I also have a pretty good garage with every car I’d like to own and then some.


And then I hit page two and realized why you suck at making money in the game.

i’m also of the opinion that a car like the Peugeot 908 will never be able to recoup its purchase price even though its been used in TWO series (P900 class and prototypes) think about it

15 races, $10k per race, thats $150,000

times two = $300,000

the car is $1.5 mil.

yep I have no compaints about the way Horizon 2 does it, in fact i didnt need any particular monthly rewards, nor did I ever feel I was running out of money

here’s the thing… this is a GAME

why should i have to worry about money? why should anyone ever, regardless of playing style or skill level have to worry about it? you play, you win races, you go on

I remember in Forza 4 there was some people who complained about not having enough money and I couldnt understand it. The reason I never worried is i had a 100% bonus for no aids. I do not know why Forza 5 nerfed this?

There’s a problem. Is it all the other games out there that are ‘too easy’ or is it this one? People dont want to admit it which I can understand this being a largely enthusiast slash cheerleader forum.