First of all, I will ask you not to close this without reading my post in full and investigating this please.
This issue was reported at least once, but closed as not being able to reproduce.
I have done some investigating myself and the reason why this hasn’t been reproduced is most likely because it hasn’t been tried on an account with many hours play time yet.
Here is the link to the originally reported issue by someone else:
As it is described in this topic, the game will stutter when hitting objects, whenever the “save circle” appears left of the speedometer.
For me this happens the same way as described in this original post.
For me this happens on a PC with an AMD 7950X3D, 64 GB of RAM, and with an NVidia RTX 4090. Recently I upgraded to an RTX 5090 and it is the same thing. Additionally, I also tested this on a Lenovo Legion Go and there the very same thing is happening: stuttering when hitting objects. So this most definitely is not related to the hardware being used.
Therefore, today I did some additional testing and for this I used the account of my wife, which has barely been used for playing Forza Horizon 5. I did the testing on the very same PC with the 7950X3D CPU, 64 GB of RAM and an RTX 5090 GPU.
And when playing using this account the issue does NOT happen. The frame rate stays constant and no stuttering appears, even if you hit objects and the save circle appears.
For comparison please see the two videos I uploaded to youtube:
From main account with 2000+ hours play time with stuttering: https://www.youtube.com/watch?v=sBsIXHA7Hq4
From wife’s account with just a few hours FH5 play time on the very same PC with the same settings:
https://www.youtube.com/watch?v=Lah4t2m3BDQ
Please DO LOOK AND FOCUS at the frame rate at the top right corner when hitting objects and do not dismiss this because the stuttering is not that noticeable in a 60 FPS youtube video!
Bug Info: free roam, but I have also experienced it in the Eliminator
Platform:Windows PC
Edition: Game Pass with Premium Add-On
Account: my own account (where the stuttering happens) / my wife/s account (where the tuttering does not happen)
PC GPU: NVidia RTX 5090, driver 576.02
Peripheral: Xboex Elite Series 2 Controller
Settings: See video I posted
Xbox Settings: N/A
Attempted fixes: See above, happens on my main account with 2000+ hours play time, but not on wife’s account with just a few hours play time, on the same PC with the same settings
Content Update: this has been happening for a while