Game Bar very rough without other apps or overlay active

I find this very unusual, but suddenly the game drops to 12-30fps the moment I activate game bar. It’s an average of around 86fps in menus without the overlay. Tried to use GPU to record this, but this kept it running like normal instead. In fact, if I have the performance overly or anything else, the game seems fine. When I turn on only Game bar, it basically dies on the spot so I think it may have something to do with Affinity or priority of the game.

I just remembered, I don’t have game mode on so that may also play a factor. However it’s still hard to know where it’s actually coming from since even looking at task manager amongst all this will interfere with my results. System: Ryzen 9 @ 4.3GHz, 6700XT UnderClocked to 2250MHz, Just moved Forza from C to sata drive. Sorry to leave so many potential culprits, but doubt the drives are responsible. All drivers are up to date and recently trimmed storage.