If you do money grinding on the Indianapolis oval race track for like 30mins with 30 laps count as money grinding,I want to know this because I do not want to cheat at the game.
Grinding for money is fine, as long as you play fairly and in the way the game was intended to be played you’ll be okay.
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its not cheating. by the way use the #12 x class chevy with the “38 second” tune. you can do 50 laps in just over 30 minuets. and you can turn every assist off. you never touch the brakes and once you hot top gear you never shift again. even on unbeatable you’ll lap 2nd place twice. plenty of fuel and tires to run over 80 laps in rivals so 50 is no problem. you can buy token which are the same as credits so earning them isn’t even near cheating.
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I think the best way to earn credits is doing rivals events. Doing rivals yields loads of credits and you can actually learn something and improve while you’re doing it.
I’ve been doing the Stig challenge the past few days and every 20 laps I’m getting 300,000+ credits (~45 minutes of racing).
the indy oval pays more per minuet and does not require dlc. anybody can beat it on unbeatable (lap 2nd twice), no braking assist because you never touch the brakes the entire race, and manual with clutch even if you can only drive an auto because one in 6th gear you stay there you never shift after the 2nd turn.
My comment was only referencing the challenge I’m doing at the moment. The example holds true for any rivals event - including those that do not require DLC.
If you’re an above average driver - rivals events will always yield more credits. (rivals XP payouts > freeplay XP payouts = more level ups per laps in rivals = more credits from running rivals events)
If you’re an average driver - doing a rivals event vs. doing the Indy oval will yield about the same amount of credits (the difference, if any exists, is insignificant). However, if you’re an average driver doing laps around Indy isn’t going to help you get better as a driver. Why not get some experience on different tracks in different cars earning about the same number of credits/minute and getting a much broader experience in the game?
You pretty much answered your own question there.
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I didn’t know I could still money grind on the indy oval.
Use the Forza Rewards
I came into the game late. Just got my XboxOne about 3 weeks ago. I started the game with 5.6 million since I have been doing the Forza Rewards since last November.
I did it again this month. I got $600,000 just for clicking on the Redeem Rewards link on this very site.
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where at on the site?
look at the top of the screen, there is the forza logo, games community rewards and store. when you put your cursor over rewards 3 options will drop down, overview , redeem rewards, and friends compare. click on redeem rewards
…^ on my screen right there at the top of the window
Money grinding is NOT cheating: you drove those laps fair & square.
No different than doing 50 laps in a rivals event, pocketing a similar amount of $$.
See if you can do a three hour stint at Bathurst in a V8 Supercar or at LeMans in a LMP car. It would be a feat for sure but I bet it would make you rich beyond your wildest fantasies in Forza currency.
If you do tell us how much money you end up getting!
The only form of getting credits that seems a little “cheatey” to me is those people who just sit on the line for multiple online races. Drives me crazy.
Anything else is fair game. Rewards is worth checking out if you haven’t, I’ve gotten something like 8 million credits from that alone.
I reccomend also turning collisions OFF. There’s no financial or xp penalty, and the drivatars can’t mess with you by brakechecking or dive-bombing in the turns anymore- you just pass through them.
you can grind me a few mill if you want, i don’t have the time 
its not cheating its just along race, but why do you need to do it i never have and got over 200 cars and over 10mill just do a few rivals, if you spend the time you going to on that on 1 rival you will climb the leaderboards and may level up 2/3 times and get about the same amount.
Thanks for the info people 