Due to multiple crashes causing progress loss, I do 2 things before exiting the game.
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Start - Settings - Difficulty - move Drivatar difficulty a notch one way or the other. Press Start to “save”. Then go back to the game proper and wait for white “saving” wheel to stop spinning.
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Start - RB once or twice - Go Home. When I load into my house, I then exit it into Freeroam and wait for any white saving wheel to stop spinning.
Guide Button - Home.
Guide Button - scroll down to FH5 - Start - Quit.
Then I feel confident in no progress loss.