I installed FM5 and have been playing this for about a week now.
All seems to work ok. All Forza rewards, gamerscore, etc is tracking perfectly.
Happy gaming here right now.
Private matches and multiplayer are not working today.
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Think the servers/Multiplayer seemed to be working for me last month in October, but as of a month later now in November, they’re currently not working and unable to access my Forza Rewards credits through the Message Center as a result, did no one think this through!? 
Same here, not working and I JUST bought the limited edition