The most you can bank and convert in any one go is One Million which give you 10 skill perk points…
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I believe it’s 500K to get 10 skills pts. I just watched Maka’s video and that’s what he showed.
Link: Forza Horizon 4 - How to BOOST Skill Points and Car Mastery (Easy Money & Levels) - YouTube
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cool can bank even earlier then… especially with the dj plays skill song perk from one of the houses…
Yeah, it is 500k.