Yup it’s defibately reversed. Once I set it to off the drivatars are way better drivers, way fewer pileups the first couple of corners and less hitting and bumping.
Had mine to off for few days and it is much better. Finally moved to Unbeatable and manage 2nd place and in most cases touching the rear bumper on the lead car over the finish line. The thing I noticed most is the first corner pile-ups are no longer an issue and was where I was losing most of my ground.