One thing Forza 4, Horizon and 5 had in common is that if you didn’t back out all the way to the “Press A to Start” screen you could randomly lose all of your progress.
If there’s isn’t one I’m getting my money back because I don’t feel like being on of those poor guys who lose 60 hrs of work and DLC… and then get spat on with the whole “too bad bro” thing by T10.