How do you collect the reward credits from the Forza Hub?

I’ve been collecting credits from the hub for a few months now. I just started up Forza Horizon and I barely have any credits.

You need to go to your messages in games - and the rewards for Forza Horizon have to be collected in game within 30 days of redeeming them.

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ah, that explains why I don’t have a bunch of money. thanks